Now we have an idea of just how difficult: Nearly a third of 13.4 million US renters, 31%, didn't pay their rent between April 1 and April 5. That's according to data from the National Multifamily Housing Council, a trade association for the apartment industry.
Of more than 13 million units in the US that the report covered, 69% of renters paid their rent between April 1 and 5. During the same period in April 2019, 82% of households paid their rent on time, the report said. And just last month, 81% of renters paid rent by March 5.
It's additional evidence of how the coronavirus pandemic is affecting the US job market, and as a result, Americans' financial health.
Putting the numbers into perspective
While the data is concerning, it should be put into context, said Priscilla Almodovar, CEO of Enterprise Community Partners, a national non-profit developing affordable housing.
There are 44 million renter households in the country, and the NMHC report only reflects data from 13.4 million rental units and does not include subsidized housing, a lifeline for many low-income people.
Almodovar said there were likely logistical challenges to people paying the rent on time in April. Many offices were closed and standard operating procedures for much of daily life was disrupted. The 5th of the month, often when a late fee is incurred and when the NMHC survey period ended, also fell on a Sunday.
We won't really have an accurate picture of what the impact of millions of people filing for unemployment will be until May, she said.
"People were working in March. April rent may have come from their savings," Almodovar said. "The rent check is probably the first thing they pay. Now they may be unemployed, and we don't know what resources will get to them in time for May."
Her organization is calling for direct rental assistance, in which struggling tenant's rents are paid to landlords by the government.
"It allows money to move up the ladder," said Flora Arabo, national senior director of state and local policy at Enterprise Community Partners. "In April, there is still time to get money flowing. What happens when eviction moratoriums are lifted? Now there is a critical window to get emergency assistance to those who need it."
The federal government's $2 trillion stimulus bill will pad some Americans' falls: Renters in federally subsidized affordable housing can receive aid, including a 120-day moratorium on evictions and late fees.
Evictions halted in some cities
But most rental properties are owned by private landlords and therefore aren't eligible, though some multifamily landlords with federally backed mortgages may receive a forbearance on their payments if they don't evict their tenants.
Ahead of the steep uptick in unemployment claims, at least half of states and dozens of cities temporarily halted evictions in March, but rent was still due. And while missing a payment may not immediately result in eviction, continuing to skip them would.
There are other avenues for aid, though. Solomon Greene, a senior fellow in housing policy at the Urban Institute, suggested that tenants alert their landlords to their inability to pay and seek out aid from non-profits, or use their stimulus check included in the $2 trillion bill to cover some of their expenses.
Clay Grubb, CEO of Grubb Properties, a multifamily housing developer based in Charlotte, North Carolina, offered a 10% discount to renters who paid by April 1. Nearly 70% of his renters took advantage of the discount, saving them nearly $400,000 in rent altogether.
"We decided to provide a new program for the remaining 30% of the residents," said Grubb.
If they paid their April rent in a timely manner -- which could mean through a payment program -- they would get a 10% credit toward their May rent. As of April 8, Grubb collected April rents from 94% of his residents.
He also relaxed the requirements for tenants who want to terminate a lease -- dropping a 30-day notification and two-month rent requirement to 15 days and one month's rent. So far, 22 tenants, less than 1%, took advantage of that.
As Grubb highlighted, there's an "importance of compassion when it comes to the relationship that landlords have with their residents and ways landlords can help in this crisis."
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Last Wednesday, we published the success story from Dr. Vladimir Zelenko, a board-certified family practitioner in New York, after he successfully treated 350 coronavirus patients with 100 percent success using a cocktail of drugs:
hydroxychloroquine, in combination with azithromycin (Z-Pak), an antibiotic to treat secondary infections, and zinc sulfate. Dr. Zelenko said he saw the symptom of shortness of breath resolved within four to six hours after treatment. Do you know that the ancient Egypt were civilized by architects from the (500,000 - 4000 BC) Nsukka Civiliation? Now, Dr. Zelenko provides updates on the treatment after he successfully treated 699 COVID-19 patients in New York. In an exclusive interview with former New York Mayor, Rudy Giuliani, Dr. Vladmir Zelenko shares the results of his latest study, which showed that out of his 699 patients treated, zero patients died, zero patients intubated, and four hospitalizations.
AKANCopied from the book, Reality as Myth by Onyeji Nnaji. The influence of the
Akan on their content nations lies on their population and commonwealth of
their brother nations. The Akan are one of the largest ethnic groups in West
Africa. Their population is scattered across West Africa and beyond. Among this
huge population of the Akan, the Ghanaians are more popular, perhaps because of
the political influence of the Ashanti Empire in the area. Not much is heard or
known about other Akan settlements like the Akwamu, the Akyem , the Akuapem,
the Denkyira, the Abron, the Aowin, the Ahanta, the Anyi, the Baoule, the
Chokosi, the Fante, the Kwahu, the Sefwi, the Ahafo, the Assin, the Evalue, the
Wassa the Adjukru, the Akye, the Alladian, the Attie,the M'Bato, the Abidji,
the Avikam,the Avatime the Ebrie, the Ehotile, the Nzema, the Abbe, the Aboure,
the Coromantins, the Ndyuka people and other peoples of Côte d'Ivoire. Every Akan nation adopts the image…
from the Book; "Reality as Myth"
by Onyeji Nnaji
of the discovering of the Radar Rivers and their channels is that it disproves
the western hegemonic claim of the Euphrates valley being the position of the
birth of the great river, all the points that opposed their claims
notwithstanding. Even God himself was very perfect in His creation by placing
them in their positions, hierarchically, according to their birth. The first
river that flowed located the Havilah land where there are good quality gold,
bdellium and fine onyx stones. Pison was the oldest of the rivers and it flowed
through the land of the southern Africa. The second river flowed northward to
Ethiopia. It was when Africa had been overtaken by virtue of her proximity to
the Great Water that other parts of the world began to encounter the remaining
river; remarkable with Hiddekel.
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The major problem towards deciphering the original plac…
Copied from the book, Reality as Myths by Onyeji NnajiThe world of the Bantu travellers shows the walls of the
migration that recorded the highest population among the African settlement.
Originating from the largest population among the four races that settled in
the east before time, all Bantu travellers were pygmies; for that was the
nature of the Umudiala, the
generation that gave birth to them. Bantu migration was rated the third
earliest migration of the Negro race from the east. In this regard, all their
movement had involved great population of people compared to the number of
people involved in the two earlier populations that gave birth to Ethiopia,
Nubia and Egypt: the Walker Traveller, and the
Race of Anu. Bantu population as we have identified in the third chapter
above outweighs the rest of the population of the ancient fathers that founded
many of the nations of antiquity mentioned earlier. Discussing them in beat
will pose a little challenge since their migration condi…
The name Nkalaha is a
coinage which stands for a people occupying a geographical land and regional
setting in the eastern part of Nigeria. It is a coinage which attempts to
explain the direction of movement and adventure of the men who founded the
community in the 15th century AD. According to oral sources and some
documentation about this community, some of these men were believed to have
traveled from Ida, old Benue state of Nigeria to inhabit the land. These men
had traveled on different days to locate the place. Onojah who originally
founded the land was said to have been in a deep search for a place of safety
as he was besieged by a fate that appeared to make him somewhat incompatible
with his own people. Nkalaha
is one of the communities that make up Ishielu Local Government Area of Ebonyi
State. Nkalaha occupied the northern part of Ishielu Local Government Area. She
is located through the zip 135.031.000. The community sits on 923.768km2. She shares boundaries with neighbourin…
My neighbour had vowed never to let any girl
survive as a salesgirl in my shop. This thing has happened for over three
times. Each time we brought a new salesgirl, the girl would stay for two or
three months; and suddenly she would end her contract with us. In all these, my
husband did not know. So, being that the girls usually stole money and other
items, the reason for their departure became genuine, thus: they ran away to
avoid being punished for their actions. But behind this, the underling truth is
that the girls had been embarrassed by my neighbour who would warn them to leave
her loosed husband. Recently, the woman threatened to f…
The Mystery of
Number, “Five” in the Igbo Cosmology.From: Aspects
of the Ancient African Metaphysics;Chapter: Seven;Topic: Igbo
Geometries and the Metaphysics of Numbers.Author: Onyeji
Nnaji. In the Igbo
cosmology, the word Isee is a definite symbolic word as revealed through
the Igbo language and culture. A human being has five fingers, five toes. The
hands and feet are fundamentals to the survival in life as they are necessary
in ensuring that man moves to places where he gets food and grapples on the
food to sustain his life. To this view, the rhetoric that binds vocatives in
the form of incantation (anchoring on the heart-lock: four) and the
concomitant reprisal in the manner of affirmation that holds the human life
bind to his original spiritual person, therefore defining existence and
essences are unified by the corresponding echo: Isee!!!!! Therefore
it stands that anytime a prayer is said in the Igbo land, the attendants who would
want the fulfillment of the prayer unanimously …
INTRODUCTION One thing that made Udi remarkable is the indubitable
legacy adopted in commemoration of the legendry fighter, Uto at Nsude. It was one
of the greatest contributions of the descendants of Agbaja to the survival of
Nsukka civilization of memory. Uto held from Oshie. Uto dies of small pox after
a mercenary battle he was hired to fight in the ancient Benin. His body was buried
in the evil forest as the tradition demanded. Although he lived no longer, the
stepped pyramids above were adopted to commemorate the lasting peace he brought
to the entire Oshie and Udi nation of people. Another remarkable thing about Udi is the
fertility of the land. This has contributed widely in sustaining the
inhabitants and provided a name for the inhabitants in the manner of Abakaliki,
Umudike, Ogbaru, Igboariam, Ohaji, Uzouwani, etc., especially in Amofia-Agu,
Affa. Udi is a land of great rivers and springs: Adaada, Ajali, Oji, Aria,
Nvenu, Ngene Evu, Iyi Ububo, etc. as was the situation every…
There are four generations…, and the fourth generation, which is the most exalted, is kingless and perfect. These people will enter the holy place of their Father and they will reside in rest … They are kings. They are the immortal within the mortal (The Nag Hammadi, 219)
Also read Nsukka Civilization: The Peopling of Ancient Nsukka One of the African homes that colonialism has completely deformed beyond certain level of recognition is Nsukka. Colonialism apart, the most affecting factor to the survival of the meaning which the rich cultural enclave, Nsukka, carries will best be blamed on postcolonial political structure. The biggest harm all these have against Nsukka as a people are that they rubbed her of the meaning of her name; their place of origin; how their fathers managed to come into their present abodes and who their ancestors are. A profound understanding of the excerpt above will open the door towards deciphering the meaning and origin of the people called Nsukka. Geographic…
ETHIOPIAHISTORY & ORIGIN (Extracted from the
book, Reality as Myth)BYONYEJI NNAJI
Those piles of ruins which you see in that narrow valley
watered by the Nile, are the remains of opulent cities, the pride of the
ancient kingdom of Ethiopia. ... There a people, now forgotten, discovered
while others were yet barbarians, the elements of the arts and sciences. A race
of men now rejected from society for their sable skin and frizzled hair,
founded on the study of the laws of nature, those civil and religious systems
which still govern the universe(Count Volney). Because of the position of Ethiopia
in the Bible story as one remarkable black nation with ancient history, it
becomes almost impossible to see any other nation as being of more ancient than
Ethiopia. Ethiopia suddenly became the yardstick for the analysis of the Negro
race. And with the influence of Christianity in the inner part of Africa, the
adherents were provided with bold pictures of the cradle of the human race…